When you’re looking for title loans Kansas City, we know that convenience is an important factor in where you go. You want to get your money without driving all the way out to the middle of nowhere to get it. Hawthorn Car Title Loans is centrally located in Kansas City, so it’s quick and convenient for our customers to come visit us.
Fortunately, title loans Kansas City are fairly simple and customer friendly. We’ll take you through the entire process, so you know how it works from beginning to end. You start by applying for the loan, either online or by coming in to Hawthorn Car Title Loans and applying in person. If you apply online, we can preapprove you, but we obviously need to complete the deal in person since we have to inspect your car.
You provide us with the aforementioned documentation (your government-issued ID and car title) so we know that you’re over 18 years old and that the car belongs to you. You also verify with us that you have some form of income that will allow you to repay the loan. We then inspect your car to make sure that everything is in good working order.
Here’s the best part: we don’t keep your car while you repay the loan. You’re free to continue driving it around as usual. After we’ve inspected your car and determined its value, we can issue your loan. We base the maximum loan amount on the value of your car. While there are no specific requirements regarding your car, how much money we can give you all depends on how much it is worth. The process for title loans Kansas City with us is very fast, and how quickly you get your money.
We can usually inspect your car and have you out the door within the hour, as long as we’re not too busy. You get your money right away in cash, so if you need money within a short period of time, we can help you with that.
As far as the repayment period is concerned, the standard repayment period on a car title loan is 30 days. Your contract with us will go over the loan amount, any interest and fees, and how long you have to repay the loan. When you’ve repaid your loan in full, we’ll give you the car title back.
If you’re unable to repay your loan within 30 days, you can roll it over to the next month and start a new repayment period. Missouri does have its own laws regarding rolling over title loans, so for title loans Kansas City, we can only roll over the loan twice if the principle stays the same. After that, you have to pay enough to lower the principal by at least 10 percent to roll the loan over again and avoid defaulting.
Do you own your car and need fast cash? Hawthorn Car Title Loans is here to help. Start by filling out our online application, as it takes just seconds. Once we preapprove you, come in and we’ll get you the money. It’s that easy.